In the world of real estate wholesaling, one of the most common questions wholesalers ask is: “Can you do a double close?” While the term “double close” may sound simple, it’s actually one of the most misunderstood and legally problematic tactics in real estate. Many wholesalers attempt to use double closings to maximize profits, but […]
Author: Philip Silberman
Loan Acceleration & Due-on-Sale Clauses: When the Bank Can Call Your Mortgage
Mortgage borrowers often assume that as long as they make their payments, their lender won’t interfere with their property ownership. However, loan acceleration and due-on-sale clauses can create unexpected financial and legal challenges. In Texas, banks can accelerate a loan if the borrower defaults, and in rare cases, they may also enforce a due-on-sale clause […]
Doing Title Research the Manual Way
Conducting a title search is a critical step in any real estate transaction, helping buyers and lenders confirm ownership history and uncover any potential issues with the property. In Texas, title searches can range from simple reports in major counties where there is lots of title data to labor-intensive manual searches in rural areas. This […]
Texas Mobile Home Guide: Who Regulates, What to Check, and How to Sell Legally
Buying or selling a mobile home in Texas involves more than just exchanging money and signing a piece of paper. Many buyers and sellers run into legal trouble because they fail to check ownership records, liens, or follow the correct process for transferring ownership. This guide covers who regulates mobile homes in Texas, what to […]
Selling a Minor’s Property in Texas: Here’s What You Need to Know!
In Texas, minors cannot legally enter into contracts or sell real estate because they lack legal capacity. However, if a minor inherits or is gifted real estate, there may come a time when selling the property is necessary. Texas law provides a legal pathway for this process under Texas Estates Code § 1351.001. This article […]
Who Really Owns That Property? Here’s How to Find Out Fast
Whether you’re a homebuyer verifying ownership, a neighbor frustrated by an abandoned lot, or an investor researching potential purchases, finding out who owns a property is an important step. Many people mistakenly rely on the county appraisal district, but while this can be a helpful starting point, it’s not always accurate. This guide explains how […]
Is a Trust the Best Move for Your Home? Pros and Cons Explained!
When it comes to estate planning, many people wonder whether they should put their home in a trust. While trusts can serve important purposes in some states, Texas homeowners typically don’t need one for their primary residence. In this article, we’ll break down why a trust may not be necessary for your home in Texas, […]
Can Texas Employers Monitor Employee Emails and Internet?
Employee privacy in the workplace is a frequent legal question, especially when it comes to email and internet usage. Texas law, along with federal regulations, allows employers to monitor company-provided devices and communications. However, there are some exceptions and best practices employers should follow to avoid legal trouble. The Legal Framework: Federal and Texas Law […]
Can Squatters Take Over Your Home While You’re Gone?
In a recent move, Florida Governor Ron DeSantis signed Bill 621 into law, a sweeping piece of legislation that abolishes squatter rights in the state and grants law enforcement the authority to immediately remove squatters from properties. The issue of squatters and adverse possession is a topic of significant debate, and while Florida has taken […]
How Wholesaling Works in Texas
Wholesaling is a popular but sometimes controversial real estate strategy. While it can be a legitimate way for investors to profit without significant upfront capital, it also raises legal and ethical concerns, especially when improperly executed. This article will break down how wholesaling works, potential legal pitfalls, and relevant regulations that investors should be aware […]