Mortgage borrowers often assume that as long as they make their payments, their lender won’t interfere with their property ownership. However, loan acceleration and due-on-sale clauses can create unexpected financial and legal challenges. In Texas, banks can accelerate a loan if the borrower defaults, and in rare cases, they may also enforce a due-on-sale clause […]
Author: Maryrose Sioson
Doing Title Research the Manual Way
Conducting a title search is a critical step in any real estate transaction, helping buyers and lenders confirm ownership history and uncover any potential issues with the property. In Texas, title searches can range from simple reports in major counties where there is lots of title data to labor-intensive manual searches in rural areas. This […]